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Our PKO

Pohjois-Karjalan Osuuskauppa, more familiarly known as PKO, operates in 13 municipalities and cities across North Karelia, as well as in Rautavaara municipality in Northern Savonia. PKO is a cooperative, a business and membership community owned by its customer-owners. There are already over 112,000 customer-owners of PKO!
Join PKO as a co-op memberS-mobile – the owner's top app

Download S-mobiili application and win 1000 €!

PKO will raffle two €1,000 S Group gift cards every week until the end of the year 2025 among all new S-mobiili downloaders. Now is the perfect time to start using S-mobiili for the first time!
Read more about the raffle

PKO shares the joy of Christmas

This year, too, Pohjois-Karjalan Osuuskauppa (PKO) will donate the €3,500 reserved for Christmas gifts according to the wishes of our members. Suggest and vote for the 2025 Christmas donation target!
PKO’s Christmas Giving

Our Bonus is cashback

And that’s what you get with the S-Etukortti member card. Sign up as a member of Pohjois-Karjalan Osuuskauppa (PKO) and get your own S-Etukortti as well as valuable joiner’s benefits! Cashback is paid to your bank account on the Bonus Payday, which is the 10th of every month.  
Read moreSee Joining Benefits

Take care of everything in the mobile app or online

  • S-mobiili

    The member app that allows you to keep your S-Etukortti, benefits and S-Bank services always with you. 

  • ABC-mobiili

    An app for motorists for refuelling, car wash and restaurant services on the go.  

  • S-kaupat app and S-kaupat.fi

    The most popular online grocery store in Finland – conveniently order groceries to your home or to a pick-up point. 

  • S-ostoslista

    Create shopping lists with your family members and collect your shopping faster.  

  • prisma.fi

    A wide range of products for home, hobbies and leisure – conveniently online. 

  • sokos.fi

    Fashion, cosmetics and home products from popular brands. 

  • raflaamo.fi

    Find and book a table at S Group’s over 450 restaurants, cafés and bars. 

  • yhteishyva.fi

    Co-op members’ own media – everyday tips, food, well-being and trends.