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Our PKO

Pohjois-Karjalan Osuuskauppa, more familiarly known as PKO, operates in 13 municipalities and cities across North Karelia, as well as in Rautavaara municipality in Northern Savonia. PKO is a cooperative, a business and membership community owned by its customer-owners. There are already over 112,000 customer-owners of PKO!
Join PKO as a co-op memberS-mobile – the owner's top app

20 € shopping credit for new S-mobiili users!

When you download the app for the first time by the end of 2025, you’ll receive a €20 shopping benefit to use at PKO locations.The offer is valid for PKO co-op members and members of their households who are activating S-mobiili-application for the first time between Nov 10 and Dec 31, 2025.The benefit will appear as a digital coupon in S-mobile within a couple of days and will be visible for 1 month from the download date.
Read more about S-mobiili

PKO shares the joy of Christmas

This year, too, Pohjois-Karjalan Osuuskauppa (PKO) will donate the €3,500 reserved for Christmas gifts according to the wishes of our members. Suggest and vote for the 2025 Christmas donation target!
PKO’s Christmas Giving

  • Services

    Looking for Services in the PKO Area? Find all our locations here!PKO provides services across North Karelia and Rautavaara with over 120 locations – from grocery stores to restaurants, hotels, and service stations.
    Explore our services and locations
  • Two women working at S-market.

    Quite ordinary jobs

    PKO offers a wide range of ordinary jobs, but they feature exceptionally nice colleagues, extraordinarily good employee benefits and incredible career paths.   We at PKO serve our customers with a big heart and North Karelian hospitality and generosity. With us, you can work in a proven, satisfied work community with professionals from various fields.
    Learn more about working with usView our open positions

  • Responsibility and the Tekosysteemi

    At PKO, responsibility means both small and large everyday actions for the benefit of our customers, our region, and the environment.The well-being of our local area, its people, and nature is at the heart of the cooperative model.Even small responsible actions can have a big impact when combined.We call this the Tekosysteemi – our ecosystem of meaningful actions.
    Read more about responsibility

Our Bonus is cashback

And that’s what you get with the S-Etukortti member card. Sign up as a member of Pohjois-Karjalan Osuuskauppa (PKO) and get your own S-Etukortti as well as valuable joiner’s benefits! Cashback is paid to your bank account on the Bonus Payday, which is the 10th of every month.  
Read moreSee Joining Benefits

Take care of everything in the mobile app or online

  • S-mobiili

    The member app that allows you to keep your S-Etukortti, benefits and S-Bank services always with you. 

  • ABC-mobiili

    An app for motorists for refuelling, car wash and restaurant services on the go.  

  • S-kaupat app and S-kaupat.fi

    The most popular online grocery store in Finland – conveniently order groceries to your home or to a pick-up point. 

  • S-ostoslista

    Create shopping lists with your family members and collect your shopping faster.  

  • prisma.fi

    A wide range of products for home, hobbies and leisure – conveniently online. 

  • sokos.fi

    Fashion, cosmetics and home products from popular brands. 

  • raflaamo.fi

    Find and book a table at S Group’s over 450 restaurants, cafés and bars. 

  • yhteishyva.fi

    Co-op members’ own media – everyday tips, food, well-being and trends.