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A family using S-mobiili on their phone at S-market.

Simplify your daily life with S‑mobiili

Every co-op member should have S-mobiili on their phone just like S-Etukortti card is in their wallet!S-mobiili is your go-to app where your S-Etukortti, shopping, and banking are conveniently at your fingertips.
Download S-mobiili

With S-mobiili you can:

  • Register your bonuses and utilize other co-op member benefits: with the S-Etukortti card in S-mobiili with NFC functionality (for Android users) using the S-Etukortti barcodein S-mobiili
  • Add your S-Etukortti card to Apple Wallet
  • Check your electronic receipts
  • Keep track of your Bonus balance
  • Enjoy benefits and current offers from your favorite locations
  • Get useful insights about your purchases
  • Update and manage your co-op member information, and authenticate online
  • Manage your S-Bank account and cards, as well as savings and investments

20 € shopping credit for new S-mobiili users!

When you download the app for the first time by the end of 2025, you’ll receive a €20 shopping benefit to use at PKO locations.The offer is valid for PKO co-op members and members of their households who are activating S-mobiili-application for the first time between Nov 10 and Dec 31, 2025.The benefit will appear as a digital coupon in S-mobile within a couple of days and will be visible for 1 month from the download date.
PKO’s S-mobile Benefit of the Month – November 2025 Valio Regular Salted Butter 500g for just €2! Show your S-mobile coupon at checkout in PKO markets.

S-mobiili’s Best Deal

November S-mobile Benefit Get Valio regular salted butter 500g for just €2.00 at PKO markets!Offer valid until 30 November 2025. Limit: 1 benefit/month/S-mobile user. Show your S-mobile coupon at checkout.
A family using S-mobiili on their phone at S-market.

S-mobiili Benefits

Amazing November Deals in S-mobile!This month, enjoy these and many more great benefits with your S-mobile app:
  • Valio Regular Salted Butter 500g – only €2 at PKO markets
  • 15% off your total bill at Restaurant Tervaskanto
  • 50% off lobby shop products at Original Sokos Hotel Vaakuna
  • At Prisma Joensuu: Protect winter gloves –15%, Teknos Futura Aqua 20 (0.9L) paint –15%, Anza Basic brush set –15%
  • Quick hair treatment for €10 at S-hair salons
  • 40% off desserts at Rosso
  • Chocolate Kiss dessert for €7.50 (reg. €9.90) at VENN Joensuu
And much more! Offers valid with an S-mobile coupon until 30 November 2025. Show your coupon at checkout.See all coupons and full details in the S-mobile app. We add over 50 new monthly offers at PKO locations!

How to get started

Download S-mobiili from your app store. You can start using S-mobiili app with either S-Bank or any other bank's online banking credentials or mobile certificate, as long as you are a co-op member. You'll get access to S-Bank services in S-mobiili when you have an account with S-Bank and online banking credentials. For security reasons, S-mobiili can only be activated in Finland.Step-by-step instructions for activating S-mobiili: Activating S-mobiili with S-Bank credentials Activating S-mobiili with credentials from banks other than S-Bank
A couple is lying next to each other on a hotel bed, smiling.

Claim your S-mobiili coupon and join the raffle!

Enter the gift card draw in S-mobiili – you could win prizes such as a hotel night or 50 € S Group gift cards!Join the draw by clicking the 'Show to cashier' button on the coupon. Note: you can also redeem the coupon from the comfort of your home.
Download S-mobiili

The Digital Guide offers help and tips for using S-mobile

Check the Digital Guide's October Schedule at PKO Locations
Digital Guide's Schedule

S-Biili – Mobile Service Vehicle at PKO Locations

S-Biili is a mobile service vehicle operated by PKO that travels across North Karelia, serving co-op members in the parking areas of local S-markets and Sale stores, as well as at PKO’s summer events.
See Schedule