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A family using S-mobiili on their phone at S-market.

Simplify your daily life with S‑mobiili

Every co-op member should have S-mobiili on their phone just like S-Etukortti card is in their wallet!S-mobiili is your go-to app where your S-Etukortti, shopping, and banking are conveniently at your fingertips.
Download S-mobiili

With S-mobiili you can:

    • Register your bonuses and utilize other co-op member benefits: with the S-Etukortti card in S-mobiili with NFC functionality (for Android users) using the S-Etukortti barcodein S-mobiili
    • Add your S-Etukortti card to Apple Wallet
    • Check your electronic receipts
    • Keep track of your Bonus balance
    • Enjoy benefits and current offers from your favorite locations
    • Get useful insights about your purchases
    • Update and manage your co-op member information, and authenticate online
    • Manage your S-Bank account and cards, as well as savings and investments

20 € shopping credit for new S-mobiili users!

When you download the app, you’ll receive a €20 shopping benefit to use at PKO locations.The offer is valid for PKO co-op members and members of their households who are activating S-mobiili-application for the first time.The benefit will appear as a digital coupon in S-mobile within a couple of days and will be visible for 1 month from the download date.

S-mobiili’s Best Deal

January S-mobiili benefit from PKO markets: Olvi Vichy or mineral water 12-pack for €3.99! Offer valid until January 31, 2026. One benefit per month per S-mobiili user. Show your S-mobiili coupon at checkout.

S-mobiili Benefits

In January, enjoy these and many more amazing benefits in S‑mobiili app!
  • At PKO supermarkets: Olvi Vichy or mineral water 12-pack €3.99
  • At Hesburger: Double cheeseburger meal – 15%
  • At ABC stations: Pastry with coffee -50% off, and ABC buffet Mon-Fri €10
  • At S-kauneushoitola Prisma Joensuu: Hot stone massage €70 (normally €85)
  • At Bar & Cafe Vispiläkauppa: Non-alcoholic drink €4.90
  • On Tilipäivä, January 10: Several benefits with S-mobiili coupons at multiple locations
And much more! Offers valid with an S‑mobiili coupon during the coupon’s validity period. Show your S‑mobiili coupon at checkout. Check all coupons and details in S‑mobiili. We add over 50 new monthly benefits at PKO locations in S‑mobiili!
Download S-mobiili from your app store. You can start using S-mobiili app with either S-Bank or any other bank's online banking credentials or mobile certificate, as long as you are a co-op member. You'll get access to S-Bank services in S-mobiili when you have an account with S-Bank and online banking credentials. For security reasons, S-mobiili can only be activated in Finland.Step-by-step instructions for activating S-mobiili: Activating S-mobiili with S-Bank credentials Activating S-mobiili with credentials from banks other than S-Bank
A couple is lying next to each other on a hotel bed, smiling.

Claim your S-mobiili coupon and join the raffle!

Enter the gift card draw in S-mobiili – you could win prizes such as a hotel night or 50 € S Group gift cards!Join the draw by clicking the 'Show to cashier' button on the coupon. Note: you can also redeem the coupon from the comfort of your home.
Download S-mobiili

The Digital Guide offers help and tips for using S-mobile

Check the Digital Guide's January Schedule at PKO Locations
Digital Guide's Schedule

S-Biili – Mobile Service Vehicle at PKO Locations

S-Biili is a mobile service vehicle operated by PKO that travels across North Karelia, serving co-op members in the parking areas of local S-markets and Sale stores, as well as at PKO’s summer events.
See Schedule