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Become a co-op member
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A family using S-mobiili on their phone at S-market.

Simplify your daily life with S‑mobiili

Every co-op member should have S-mobiili on their phone just like S-Etukortti card is in their wallet!S-mobiili is your go-to app where your S-Etukortti, shopping, and banking are conveniently at your fingertips.
Download S-mobiili

With S-mobiili you can:

  • Register your bonuses and utilize other co-op member benefits: with the S-Etukortti card in S-mobiili with NFC functionality (for Android users) using the S-Etukortti barcodein S-mobiili
  • Add your S-Etukortti card to Apple Wallet
  • Check your electronic receipts
  • Keep track of your Bonus balance
  • Enjoy benefits and current offers from your favorite locations
  • Get useful insights about your purchases
  • Update and manage your co-op member information, and authenticate online
  • Manage your S-Bank account and cards, as well as savings and investments
A man smiles at the camera while holding a smartphone in his hand and pointing at it with his finger.

10 € shopping credit for new S-mobiili users!

When you download S-mobiili app for the first time, you will receive 10 € in shopping credit, which can be used at PKO locations. This benefit for new users applies to PKO co-op members and members of their households who are activating S-mobiili for the first time. The benefit will appear as a digital coupon in S-mobiili within a couple of days after the first download and will remain visible for 1 month from the download date.

How to get started

Download S-mobiili from your app store. You can start using S-mobiili app with either S-Bank or any other bank's online banking credentials or mobile certificate, as long as you are a co-op member. You'll get access to S-Bank services in S-mobiili when you have an account with S-Bank and online banking credentials. For security reasons, S-mobiili can only be activated in Finland.Step-by-step instructions for activating S-mobiili: Activating S-mobiili with S-Bank credentials Activating S-mobiili with credentials from banks other than S-Bank